M-PAYG is a provider of pay-as-you-go solutions allowing low-income households in developing countries access to clean energy through small-scale mobile money installments.

There is currently more than 2 billion people without access to electricity. This segment has no credit rating to procure clean energy solutions such as solar panels. The M-PAYG solution makes it possible for these people in need to obtain financing for clean energy products through a software platform and ensures that they can repay their loans in small installments. When the system has been paid in full, it can be used as collateral for purchasing new products and services.